Many students who applied for the NELFUND student loan have received their school fees, but their upkeep allowance has not entered yet.
If you’re asking:
- “Why have I not received my upkeep?”
- “Others have been paid, what is delaying mine?”
This post explains the real reasons for the delay and what you should do
What Is the NELFUND Upkeep Allowance?
The upkeep allowance is the money meant for:
- Feeding
- Transportation
- Basic student needs
It is usually paid directly into the student’s bank account, not to the school.
Important to know:
👉 School fees and upkeep are not always paid at the same time.
Main Reasons for Delay in NELFUND Upkeep Payment
1️⃣ Payments Are Done in Batches
NELFUND does not pay all students at once.
- Some students get upkeep early
- Others wait weeks or months
- Payment is done gradually
So if your friend has been paid and you haven’t, it does not mean you won’t be paid.
2️⃣ Your Bank Details Are Still Under Review
Upkeep allowance goes straight to your bank account.
Delays can happen if:
- Bank name is incorrect
- Account number has issues
- BVN verification is still ongoing
Even a small error can slow down payment.
3️⃣ School Has Not Fully Confirmed Your Status
Before upkeep is paid:
- Your school must confirm your studentship
- Your admission and course must be verified
If your school delays confirmation, upkeep will delay too.
4️⃣ “Verified” Does Not Mean “Paid”
Many students misunderstand this.
If your status shows:
- Verified → Your details are correct
- Pending → Still under review
❗ Verified does NOT mean money has been sent yet.
Payment comes later.
5️⃣ Upkeep Is Sometimes Paid After School Fees
In many cases:
- School fees are paid first
- Upkeep comes later
So even if your school fees have been settled, upkeep may still be processing.
6️⃣ System & Administrative Delays
NELFUND is still a new system.
Delays can come from:
- Portal updates
- High traffic
- Administrative processing
These delays affect many students, not just you.
What You Should Do If Your Upkeep Is Delayed
✔️ 1. Be Patient (Very Important)
Upkeep payment is not instant.
If your status is Verified, your application is still active.
✔️ 2. Check Your Bank Details Again
Log in to your NELFUND dashboard and confirm:
- Correct bank name
- Correct account number
- BVN is valid
✔️ 3. Confirm Your School Has Done Their Part
Visit or ask:
- ICT unit
- Student affairs
- Bursary
Ask if your details have been uploaded and confirmed on NELFUND.
✔️ 4. Check Your Dashboard Often
Sometimes:
- Status changes without notice
- Payment reflects before notification
Always check your dashboard.
✔️ 5. Contact NELFUND If Delay Is Too Long
If it has taken a very long time:
- Use the complaint/support option on the portal
- Be polite and clear
Do not submit multiple complaints at once.
❌ What You Should NOT Do
- Don’t panic
- Don’t reapply
- Don’t spread false payment dates
- Don’t insult NELFUND or your school online
These actions won’t speed up payment.
Final Words from Studentsdash
If your NELFUND upkeep allowance is delayed, it does not mean:
❌ You are rejected
❌ Your money is lost
It usually means:
✔️ Processing is still ongoing
✔️ Payment has not reached your batch yet
As long as your status is Verified or Pending, stay calm and keep checking.
Studentsdash will continue to share only confirmed and verified NELFUND updates.
If you have questions or want clarification, drop them in the comments or message us.
Your upkeep will come just not everyone’s comes at the same time.
