What to Do If You See โYou Have an Unapproved Loanโ While Applying for NELFUND Loan

If you tried applying for the NELFUND Student Loan and saw this read message ๐
Loan Application Failed: You have an unapproved loan donโt panic, itโs not an error from your side. Letโs explain what it really means and how to fix it.
Why Youโre Seeing โUnapproved Loanโ
The reason youโre seeing this message is because your previous loan (either for school fees or upkeep from the last session) is still showing as verified or pending in the NELFUND system.
In simple terms, your last loan application has not been fully settled yet.
What That Means
Until NELFUND either disburses, stops, or cancels that previous loan, you canโt apply again for a new one.
The system automatically blocks new applications until the first one is completely resolved.
What You Should Do
Hereโs what to do if you get this message ๐
- Be patient.
Wait for NELFUND to either release (disburse) your last loan or cancel it if it wasnโt approved. - Keep checking your dashboard.
Log in to https://portal.nelf.gov.ng and watch for any changes on your loan status. - Check your email.
NELFUND usually sends updates to your registered email, so donโt forget to check your inbox and spam folder. - Once the old loan is disbursed or canceled, you can reapply successfully.
Extra Tip from Studentsdash
If youโre not sure whether your last loan is still pending or already approved, message us on WhatsApp ๐ 07075012541
Weโll help you check your loan status and guide you on what to do next.
Final Words
Donโt worry this issue is common and temporary. Once NELFUND clears your previous loan, youโll be able to apply again without any problem.
Stay calm and keep following Studentsdash for more NELFUND loan updates and student tips. ๐ช