Many students want to study in the United States but worry about how to survive financially while studying. Tuition alone is not the only cost. There are also expenses like accommodation, feeding, books, transportation, and health insurance.
The good news is that some USA scholarships do not only cover tuition, but also provide a monthly stipend to help students handle their living expenses.
In this article, Studentsdash explains what USA scholarships with monthly stipends are, the popular ones available, and how to apply.
What Is a Monthly Stipend?
A monthly stipend is a fixed amount of money paid to scholarship recipients every month. It helps students pay for:
- Accommodation
- Food
- Transportation
- Study materials
- Personal expenses
The amount depends on the scholarship and location of the school.
Types of USA Scholarships That Offer Monthly Stipends
1. Fully Funded Government Scholarships
Some scholarships funded by the US government or international bodies cover:
- Full tuition
- Monthly stipend
- Health insurance
- Travel costs
These scholarships are very competitive but highly rewarding.
2. University-Based Fully Funded Scholarships
Many US universities offer scholarships that include:
- Tuition coverage
- Monthly living allowance
- On-campus support
These are usually offered to postgraduate students.
3. Research and Teaching Assistantships
Graduate students can receive:
- Tuition waiver
- Monthly stipend
- Work experience
In return, students assist with teaching or research activities.
Popular USA Scholarships With Monthly Stipend
1. Fulbright Foreign Student Program
The Fulbright scholarship is one of the most popular fully funded scholarships in the USA.
It usually covers:
- Tuition
- Monthly stipend
- Accommodation
- Health insurance
- Travel allowance
It is available for master’s and sometimes PhD students.
2. Hubert H. Humphrey Fellowship Program
This program is for experienced professionals and offers:
- Tuition support
- Monthly living allowance
- Health insurance
It is more focused on leadership and professional development.
3. University Graduate Assistantships
Many US universities offer:
- Teaching Assistant (TA)
- Research Assistant (RA) positions
These come with monthly stipends and tuition waivers.
4. Private and Foundation Scholarships
Some private organizations and foundations offer scholarships that include monthly stipends, especially for research-based programs.
How Much Is the Monthly Stipend?
The stipend amount depends on:
- The scholarship
- The university
- The cost of living in the state
On average, stipends can range from:
- $800 to $2,000 per month
Some high-cost cities may offer higher stipends.
Who Can Apply for USA Scholarships With Monthly Stipend?
Most of these scholarships are available for:
- Master’s students
- PhD students
- Professionals with work experience
Undergraduate scholarships with monthly stipends are limited but available in some cases.
How to Increase Your Chances of Getting These Scholarships
- Maintain strong academic records
- Gain relevant work or research experience
- Write a clear and honest personal statement
- Apply early
- Apply to multiple scholarships
Common Mistakes to Avoid
- Assuming all scholarships pay stipends
- Not checking stipend details
- Applying without meeting requirements
- Missing deadlines
Final Thoughts
USA scholarships with monthly stipends make it easier for international students, including Nigerians, to focus on their studies without financial stress.
If you want updates, guidance, or help applying for USA scholarships with monthly stipends, you can contact Studentsdash.
Studentsdash WhatsApp: +2347075012541
Telegram Channel: t.me/studentsdash
Studentsdash is committed to helping students access real, verified scholarship opportunities and study abroad successfully.
